Terms & Policies

The practical details of working together. Please read them before booking a session.

About My Services

I offer intuitive guidance, life coaching, and Human Design readings to support you in gaining clarity on your path. These sessions are not a substitute for medical, psychological, financial, or legal advice. If you're navigating a medical or mental health crisis, please seek support from a licensed professional.

Booking & Payment

Sessions are booked and paid for in advance through Cal.com. Full payment is required at the time of booking.

Cancellations & Refunds

If you need to cancel, please email me at marina.i.kobzeva@gmail.com at least 5 calendar days before your scheduled session for a full refund. Cancellations made after this window are not eligible for a refund.

Rescheduling

You can reschedule up to 24 hours before your session. Please note: if you reschedule and later cancel, the session is non-refundable.

No-Shows

If you miss your session without prior notice, it will not be eligible for a refund or a free reschedule.

Confidentiality

What you share with me during our sessions is kept confidential and is never shared with third parties.

Human Design Readings

This service requires your accurate date, time, and place of birth. If this information is unavailable, I won't be able to generate an accurate chart and provide the service — please don't purchase this service until you have it. Please allow up to one week from your order date to receive your personal PDF and audio recording. As this is a personalized service prepared specifically for you, all Human Design reading purchases are final and non-refundable.

Ask a Burning Question

I love hearing what's genuinely on your mind, and I read every question that comes in. I choose which ones to answer publicly and anonymously on Substack, based on what feels aligned with the content I share — but I'll do my best to send you a private reply by email either way. I don't have all the answers, and if a question touches on something serious or crisis-related, I may not be the right person to respond in this format — so please don't rely on this as a substitute for professional support.